We will help you to achieve the lifestyle that you and your family desire and deserve, through our structured and disciplined approach to financial planning. We take the time to listen to you and gather all of the information needed to fully understand your complete financial picture; your cash-flow management and liabilities, your family protection needs, your retirement and investment strategies and your income tax plan.
Financial planning is a comprehensive, ongoing approach that starts with helping you define your dreams, then developing a plan to help you get there. Next, regularly tracking your progress along the way and recommending changes where needed. Every day that you wait, takes away more time from you and your family’s future.
Less than 38% of Canadian families have a written Financial Plan.
59% of Canadians would have trouble if a pay cheque were to be delayed by one week.
6 in 10 Canadian families are still living pay cheque to pay cheque.
Families with a Financial Plan have amassed nearly two and a half times (245%) the average Canadian retirement assets and nearly nine times (864%) the non-retirement assets of those who do not have a Financial Plan.
Will you have enough to live the retirement life you desire? Let one of the professionals on our team work with you to examine what your retirement-planning needs are, determine a strategy and provide the solutions that will help you prepare for your time spent after your career.
Ask one of our Financial Advisors about investment strategies that can help address your important financial objectives, and find out how you can have access to a wide array of investment solutions and services, including structured products, leading portfolio’s and professional teams of money managers. Our team will help you establish short- and long-term goals, implement effective asset-allocation and wealth-building strategies, and regularly review your financial progress with you.
Debt can be a financial plans worst enemy. With the resources to offer home financing solutions we believe it’s important to tailor a solution to fit a client’s individual needs. With access to over 30 lenders across Canada putting the right solution in place and getting our clients back on track will positively affect their overall financial strategy.
Explore the many administrative estate-planning services available. Find out how you can pass on your wealth tax-effectively, while benefiting your loved ones and any charities of your choice.
A key factor in achieving your long-term financial goals is your ability to successfully manage your day-to-day spending habits. We understand that you have unique preferences for how you manage your money, however we have found that with a proper budget in place, clients will realize were and how often they spend money. Once clients become more aware of where the money goes, they can make different choices in the allocation of it.
Reaching your financial goals involves protecting your assets as well as managing them. At Tri City Financial Group, we recommend a balanced and customized approach to asset and risk management. We will identify potential risks such as, loss of health, property, income or life and develop strategies to protect against each with a full range of high-quality insurance products through our affiliates.
If you are not covered under any company insurance plan, there are options for you to cover your health and dental expenses and make sure you are protected in the case of any health issues. Speak with one of the advisors on our team to get more information on the many different options available for you and your family.